Welcome to the forum and thanks for sharing your stories. I hope you will get the support you need from this community. You are definitely not alone and there are others who have shared your experiences here.
@SL12345: as Adam mentioned, starting treatment has been quite a well-discussed topic here: Deciding when to start treatment. It definitely is a big decision in the US, but there are some coupon schemes available (e.g. as mentioned here and here). @Eddie has also shared some great news about reductions in price here: Hep b medications info.